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New 2020 Kia Optima near Chattanooga, TN

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MSRP
$24,345
Dealer Discount
$$$$$
Final Price
$$$$$
Today's Best Price
Must finance on standard interest rates with Cumberland Kia
Pricing Disclaimer
Locked
MSRP
$24,345
Dealer Discount
- $856
Final Price
$23,489
Today's Best Price
Must finance on standard interest rates with Cumberland Kia
Pricing Disclaimer
$19,599
Sign Up For Price Drop Alerts

Vehicle Details

Mileage 12
Trim
Stock # 4062920
VIN 5XXGT4L32LG399256
Exterior Color Silver
Interior Color Gray
Gas Mileage
Doors
Passengers 5
Engine 2.4L I4 DGI DOHC 16V LEV3-SULE
Transmission 6-Speed Automatic
Drivetrain FWD

Currently Viewing

2020 Kia Optima

New 2020 Kia Optima

Mileage: 12

MSRP
$24,345
Dealer Discount
$$$$$
Final Price
$$$$$
Today's Best Price
Must finance on standard interest rates with Cumberland Kia
Pricing Disclaimer
Locked
MSRP
$24,345
Dealer Discount
- $856
Final Price
$23,489
Today's Best Price
Must finance on standard interest rates with Cumberland Kia
Pricing Disclaimer
$19,599

Description

Make a statement with our 2020 Kia Optima Sedan displayed in Silky Silver. Powered by a 2.4 Liter 4 Cylinder offering 185hp while tethered to an effortless 6 Speed Automatic transmission with Sportmatic Sports Shifter. This Front Wheel Drive earns near 36mpg on the open road while being a real...
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Additional Vehicle Information

Awards

No Awards

Crash-Test Ratings

No Crash Test Data

Green Score

No Green Score Data

Available Incentives

2020 Kia Optima *On Approved Credit

Details:
Special Low 0% APR (48 months) For Qualified Buyers

Quantities limited. Available only at participating Kia dealers. Contact your local Kia dealer for availability. 0% Annual Percentage Rate (APR) up to 48 months. $20.83 per month per $1000 financed at 48 months. 0% Annual Percentage Rate (APR) up to 60 months. $16.67 per month per $1000 financed at 60 months. 0.9% Annual Percentage Rate (APR) up to 66 months. $15.54 per month per $1000 financed at 66 months. 1.9% Annual Percentage Rate (APR) up to 72 months. $14.71 per month per $1000 financed at 72 months. APR financing available, subject to credit approval by Kia Motors Finance (KMF), through KMF, to very well qualified buyers and not available on balloon financing. Only a limited number of customers will qualify for advertised APR. No down payment required. Must take delivery from a participating dealer and from retail stock from 11/21/2019 to 1/2/2020. New vehicles only. This incentive is a limited time offer on eligible Kia vehicles and may not be combined with other special offers except where specified. Dealer contribution may vary and could affect actual monthly payment. See your participating Kia dealer for more details on these special offers. Finance contract must be signed and dated no later than 1/2/2020.

See Less - Expires: 01-02-2020

*On Approved Credit

Details:
$199 a month for 24 month Lease with $3,219 Due at Lease Signing For Qualified Lessees
See More + Expires: 01-02-2020

*On Approved Credit

Details:
$199 a month for 36 month Lease with $3,327 Due at Lease Signing For Qualified Lessees
See More + Expires: 01-02-2020

2020 Kia Optima *On Approved Credit

Details:
$3,000 Cash Back
See More + Expires: 01-02-2020

2020 Kia Optima *On Approved Credit

Details:
$3,000 Cash Back
See More + Expires: 01-02-2020

2020 Kia Optima *On Approved Credit

Details:
$3,000 Cash Back
See More + Expires: 01-02-2020

2020 Kia Optima *On Approved Credit

Details:
$3,000 Cash Back
See More + Expires: 01-02-2020

2020 Kia Optima *On Approved Credit

Details:
$2,000 Cash Back
See More + Expires: 01-02-2020

* While we check with car manufacturers and other sources to confirm the accuracy and completeness of the data contained in this chart, we make no guarantees or warranties, either expressed or implied, with respect to the data in this report. Although we make every attempt to keep this chart up to date, all incentive information is subject to change without notice.

Special Offers

*On Approved Credit

Details:
$400 Military Bonus For Qualified Customers

Customers eligible for the Kia Motors America, Inc. ("KMA") Military Specialty Incentive Program must be an active member of, honorably discharged from, retired from, or on disability with the United States Armed Forces or Reserves (includes those that have “national” status from another country and are serving in the United States military) or the spouse of the eligible participant. Eligible customers or his or her spouse must provide a copy of one of the following to a Kia dealer at the time of purchase: a current Earning Statement, a copy of the honorable discharge papers, a bank statement indicating a pension or disability earnings from the United States Armed Forces, or an official document indicating future pension eligibility. Military ID is not a sufficient form of proof of eligibility. If eligible customer is a spouse of participant, proof must be provided of the spousal status by providing proof of marriage (marriage certificate).Applies to new vehicles purchased or leased between 11/1/2019 - 1/2/2020. Customer is only eligible for a total of two (2) Specialty Incentives during a calendar year. This offer may be combined in addition to certain other incentives offered by KMA. See dealer for details. Not all incentive programs are compatible. This incentive is a limited time offer on eligible Kia vehicles. No cash value. Additional terms and conditions apply. See your participating dealer for more details. All matters of program eligibility and qualification will be resolved by KMA in its sole discretion, and KMA reserves the right to change product and program specifications at any time without incurring obligations.

See Less - Expires: 01-02-2020

* While we check with car manufacturers and other sources to confirm the accuracy and completeness of the data contained in this chart, we make no guarantees or warranties, either expressed or implied, with respect to the data in this report. Although we make every attempt to keep this chart up to date, all incentive information is subject to change without notice.

Testimonials

Judy Gentry
Judy Gentry
GOOGLE
12-10-2019
Full Star Full Star Full Star Full Star Full Star
Gloria Hernandez
Gloria Hernandez
GOOGLE
12-10-2019
Full Star Full Star Full Star Full Star Full Star
Amanda W.
YELP
12-9-2019
Full Star Full Star Full Star Full Star Full Star

I always come to Kia for any of my service needs! Susie is fantastic, and all the salesman are so nice and helpful!

Clara Gore
Clara Gore
GOOGLE
12-9-2019
Full Star Full Star Full Star Full Star Full Star
William Ramirez
William Ramirez
GOOGLE
12-9-2019
Full Star Full Star Full Star Full Star Empty Star

A short visit to the service department, still it was a really good experience, time wise and customer service too...

Dan Qualls
Dan Qualls
GOOGLE
12-9-2019
Full Star Full Star Full Star Full Star Full Star

I enjoy going to Cumberland Kia. Good ppl, prompt, informative, good to talk with. No problems! Great exsperience!

Melissa Manning
Melissa Manning
GOOGLE
12-9-2019
Full Star Full Star Full Star Full Star Full Star
Rosemary Kubit
Rosemary Kubit
GOOGLE
12-9-2019
Full Star Full Star Full Star Full Star Full Star

Best dealership in Cookeville. Carmella was the nicest car salesperson Ever. Went to Hyundai dealer previously, and they were horrible. Like wolves. Had a wonderful experience buying my new 2020 Kia Sorento.

Matthew Melton
Matthew Melton
GOOGLE
12-7-2019
Full Star Full Star Full Star Full Star Full Star

Excellent service

Jeryd Cannon
Jeryd Cannon
GOOGLE
12-6-2019
Full Star Full Star Full Star Full Star Full Star

This was a great shopping experience. We recently bought another vehicle at the beginning of the year with another dealer, but that experience was no where near as good as with Cumberland Kia. Everyone at Cumberland Kia are so nice and helpful. They were able to get us into a vehicle to fit our needs and wants. They stayed within the price we felt comfortable with while also trying to get the best vehicle possible. Great place to shop. Definitely would recommend to anyone.

kayla parker
kayla parker
GOOGLE
12-6-2019
Full Star Full Star Full Star Full Star Full Star

Christy herd was my sales person and she catered to me every need and really listened to me. We will be purchasing my husbands next vehicle from Kia soon. My last vehicle was from Cookeville Honda and Cumberland Kia was like a dream compared to them.

Donna Rodgers
Donna Rodgers
GOOGLE
12-6-2019
Full Star Full Star Full Star Full Star Full Star
Denny Lown
Denny Lown
GOOGLE
12-5-2019
Full Star Full Star Full Star Full Star Full Star
Boyd Fox
Boyd Fox
GOOGLE
12-5-2019
Full Star Full Star Full Star Full Star Full Star
LINDA KINGTON
LINDA KINGTON
GOOGLE
12-3-2019
Full Star Full Star Full Star Full Star Full Star

Always on time and efficient. I only wished they provided a courtesy vehicle like they do at Dave Kirk’s in Crossville, but over all a good experience.

Vince Schale
Vince Schale
GOOGLE
12-3-2019
Full Star Full Star Full Star Full Star Full Star
Bryan Rodgers
Bryan Rodgers
GOOGLE
12-3-2019
Full Star Full Star Full Star Full Star Full Star
Karla Fisher
Karla Fisher
GOOGLE
12-2-2019
Full Star Full Star Full Star Full Star Full Star

We were treated great with respect. Was a great experience and will do again.

Meghan Harless
Meghan Harless
GOOGLE
12-1-2019
Full Star Full Star Full Star Full Star Full Star

Cumberland Kia is the place to go! We loving dealing with Carmelina when we go up there!

Shirley Beaty
Shirley Beaty
GOOGLE
11-29-2019
Full Star Full Star Full Star Full Star Full Star
Elaine Allen
Elaine Allen
GOOGLE
11-27-2019
Full Star Full Star Full Star Full Star Empty Star

David Gist was a great salesman love my Kia

Robert & Tonya Collins
Robert & Tonya Collins
GOOGLE
11-26-2019
Full Star Full Star Full Star Full Star Full Star

Very nice employees. Very courteous. Great speed at checking vehicle

"They are effective, organized, and to the point"

donupby4
DEALERRATER
11-26-2019
Full Star Full Star Full Star Full Star Full Star

From the moment I arrived at the dealership/service department the Manager is focusing on my appointment and processing me in within a minute. I enjoyed a complimentary cup of coffee at the coffee bar, and took a comfortable seat in the waiting area. Within 25 minutes my car was ready and I was back on the street. The service check sheet indicates all work done and any special notations they want to communicate regarding my vehicles health and readiness.

Don P
Don P
GOOGLE
11-26-2019
Full Star Full Star Full Star Full Star Full Star
Michele Robbins
Michele Robbins
GOOGLE
11-23-2019
Full Star Full Star Full Star Full Star Full Star
Kevin Thomas
Kevin Thomas
GOOGLE
11-22-2019
Full Star Full Star Full Star Full Star Full Star

Great experience! Everything went smoothly with no surprises. Honest and friendly staff. In and out in about 2 hours. I highly recommend Cumberland Kia.Thanks again to Bart, Cody, and Adam for their awesome customer service.

Roger Thorpe
Roger Thorpe
GOOGLE
11-21-2019
Full Star Full Star Full Star Full Star Full Star
Donald Atkinson
Donald Atkinson
GOOGLE
11-21-2019
Full Star Full Star Full Star Full Star Full Star
Chandel Thorpe
Chandel Thorpe
GOOGLE
11-20-2019
Full Star Full Star Full Star Full Star Full Star

I've been a customer with Cumberland Auto for 6+ years. I have no complaints, they have always been helpful and attentive. Thanks to Scotty & Roberta for helping me find the best vehicle for my budget & needs.

Dick Kuligowski
Dick Kuligowski
GOOGLE
11-20-2019
Full Star Full Star Full Star Full Star Empty Star

Second Kia I've bought from these folks. I went thru the Internet process for buying and that was less than expected but a young man named Ethan took care of me and the sale went smoothly.

Stacy West
Stacy West
GOOGLE
11-20-2019
Full Star Full Star Full Star Full Star Empty Star
T H
T H
GOOGLE
11-20-2019
Full Star Full Star Full Star Full Star Full Star
Simon Martini
Simon Martini
GOOGLE
11-20-2019
Full Star Full Star Full Star Full Star Full Star

Lucus did a great job.

Robert Laney
Robert Laney
GOOGLE
11-13-2019
Full Star Full Star Full Star Full Star Full Star
Holly Smith
Holly Smith
GOOGLE
11-13-2019
Full Star Full Star Full Star Full Star Full Star

Service was fast and friendly and informative. I love the Kia service dept. at Cumberland Kia. They keep me informed of any types of changes or recalls or service concerns on my Kia Optima. Love you guys and gals.

Brandon Lowery
Brandon Lowery
GOOGLE
11-13-2019
Full Star Full Star Full Star Full Star Full Star

Very easy experience. Everyone that I came in contact with greeted me.

Suzzanne Sullivan
Suzzanne Sullivan
GOOGLE
11-13-2019
Full Star Full Star Full Star Full Star Full Star
April Saunders
April Saunders
GOOGLE
11-13-2019
Full Star Full Star Full Star Full Star Full Star

I will be back for future purchases! We were treated like family!

Terry Cumby
Terry Cumby
GOOGLE
11-6-2019
Full Star Full Star Full Star Full Star Full Star
Jamie Weedman
Jamie Weedman
GOOGLE
11-6-2019
Full Star Full Star Full Star Full Star Full Star

Awesome group of people. I wrecked my other vehicle and work in nashville during wk. That is 119 miles from house and called them to check on new car. They did everything and even brought car from cookville to nashville to me since couldn't come to them. Explained everything so I understood and was very friendly. They took my very stressful time and made it so much better and all in same day. Also my credit is not the best due to a bankruptcy 3 yrs ago although I dont have anything bad on it now and they worked very hard to get me what I wanted at a very low price. Kia soul lx 2020 model and is wonderful

Jamie Key
Jamie Key
GOOGLE
11-6-2019
Full Star Full Star Full Star Full Star Full Star
Amanda Underwood
Amanda Underwood
GOOGLE
11-6-2019
Full Star Full Star Full Star Full Star Full Star
94BobbyW
94BobbyW
GOOGLE
11-6-2019
Full Star Full Star Full Star Full Star Full Star
krupe@centurylink.net nemo3948
GOOGLE
11-6-2019
Full Star Full Star Full Star Full Star Full Star
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Disclaimer

*Pricing of vehicles on this web site may include options that may have been installed at the Dealership. Pricing may include current promotions, incentives, and/or bonus cash from Toyota Financial Services. Monthly payment calculator is an estimate and does not include tax, title, license. $649 dealer processing fee included in pricing. Unlocked Prices do NOT include $649 processing fee. Please contact the Dealership for latest pricing and monthly payment. Published price subject to change without notice to correct errors or omissions or in the event of inventory fluctuations. Price good for 2 days only, please contact store by email or phone for details.

While every effort has been made to ensure display of accurate data, the vehicle listings within this web site may not reflect all accurate vehicle items. 360 Interior View may not represent actual vehicle. Accessories and color may vary. All Inventory listed is subject to prior sale. The vehicle photo displayed may be an example only. Vehicle Photos may not match exact vehicle. Please confirm vehicle price with Dealership. See Dealership for details.